Do You Have Life Insurance?

Canadians clearly prioritize life insurance, with the graph below showing what percentage of those surveyed have and don’t have this type of coverage.

Why Don't You Have Life Insurance?

Considerations, coverage needs, quotes and policies causing a lack of cover

Why Have You Chosen Not To Buy Life Insurance?

More than 70% of respondents agree high costs prevent them from having life insurance

Which Type Of Insurance Is Most Important To You?

Canadians say car insurance is the most important cover

What Made You Decide To Get Life Insurance?

Over a quarter chose life insurance as an investment

How Did You Buy Your Life Insurance Policy?

Over a third of respondents purchased life insurance from an agent

What Kind Of Life Insurance Have You Bought?

Whole life insurance the most commonly purchased type of life insurance

How Much Does Your Life Insurance Policy Cover You For?

Just under 50% of Canadians surveyed insured for $100,000

How Much Value For Money Is Your Life Insurance?

The majority of those surveyed agree that their life insurance is worth it or good value.

How Would You Describe Your Knowledge Level On Life Insurance?

38.5% of respondents say they have expert level knowledge of life insurance

Thank You for Supporting Samos and Our Community

This exclusive offer is reserved for our valued network, friends and family.

Until January 31, 2025, 11:59 PM, here is what we would like to offer you:

Peace of Mind:Reducing stress has been proven to improve surgical outcomes and support a healthy and efficient recovery.
Giving Back:Samos will donate an equivalent of 10% of proceeds from all policies sold to the Grand River Hospital Foundation, specifically supporting the Palliative Care unit at Freeport Hospital as part of our team's holiday giving efforts.
Exclusive Bonus:As a thank you for joining early, your policy will automatically renew at the end of 2025 at no extra cost—providing two years of coverage for the price of one.

We’re grateful for your support in this exciting new chapter and for helping our team give back to the community.

Thank You for Supporting Samos and Our Community

This exclusive offer is reserved for our valued network, friends and family.

Until January 31, 2025, 11:59 PM, here is what we would like to offer you:

Peace of Mind:Reducing stress has been proven to improve surgical outcomes and support a healthy and efficient recovery.
Giving Back:Samos will donate an equivalent of 10% of proceeds from all policies sold to the Grand River Hospital Foundation, specifically supporting the Palliative Care unit at Freeport Hospital as part of our team's holiday giving efforts.
Exclusive Bonus:As a thank you for joining early, your policy will automatically renew at the end of 2025 at no extra cost—providing two years of coverage for the price of one.

We’re grateful for your support in this exciting new chapter and for helping our team give back to the community.

In Surgery or
in Childbirth -
Protect What Matters Most

In Surgery or
in Childbirth - Protect What Matters Most

Affordable, straightforward insurance for your peace of mind—whether you’re preparing for surgery or childbirth.

No hidden fees, no complexity—just financial security for your loved ones

Affordable, straightforward insurance for your peace of mind—whether you’re preparing for surgery or childbirth.

No hidden fees, no complexity—just financial security for your loved ones

Affordable, straightforward insurance for your peace of mind—whether you’re preparing for surgery or childbirth.

No hidden fees, no complexity—just financial security for your loved ones

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One-time Procedure Coverage

Full Year Coverage

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One-time Procedure Coverage

Full Year Coverage

“Knowing my family was protected lifted a
huge weight when my doctor said there were risks.
This insurance truly made a difference when I needed it most.”

“Knowing my family was protected lifted a huge weight when my doctor said there were risks. This insurance truly made a difference when I needed it most.”

“Knowing my family was protected lifted a
huge weight when my doctor said there were risks.
This insurance truly made a difference when I needed it most.”

Emily

Ontario, Canada

WINNER
BEST BUSINESS INNOVATION
CANADIAN SME
2023
NOMINATED
BEST SMALL BUSINESS
CANADIAN SME
2023
WINNER
Carrier / Broker Award
INSURTECH NY
2024
GRADUATE
Y Combinator
Winter 2022

WINNER
BEST BUSINESS INNOVATION
CANADIAN SME
2023
NOMINATED
BEST SMALL BUSINESS
CANADIAN SME
2023
WINNER
Carrier / Broker Award
INSURTECH NY
2024
GRADUATE
Y Combinator
Winter 2022

Affordable Coverage

No Medical Exams

Get Approved in 5 minutes

Third leading cause of death

You're in good hands with your healthcare team, but let's face it, all surgeries have risk.

Did you know that the third leading cause of death across the globe is postoperative mortality behind heart disease and stroke?

Easing this burden by mitigating your risks helps so you can focus your mind and body on preparation and recovery.

Who is this insurance for?

Let's face it: there are risks going into a surgery. We're here to help relieve any financial anxiety so you can focus on your preparation and recovery.

Scheduled Surgery

If you have a scheduled surgery upcoming.

No Life Insurance

If you are going into surgery with little to no life insurance coverage.

Existing Insurance

If you want to leave more money to your loved ones than your existing life insurance coverage provides.

Protect Family

You need to protect your loved ones in case of accidental death during your surgery.

Key Person Insurance for your Business

Your business buys this insurance on the life of an owner or employee who is essential to the success of the business.

“This insurance provided the peace of mind I needed for
our family. It wasn’t just financial security, it was emotional
support that you also provided during a difficult time. Thank you .”

“This insurance provided the peace of mind I needed for our family. It wasn’t just financial security, it was emotional support that you also provided during a difficult time. Thank you .”

Bill

Ontario, Canada

For You

Surgical Risk
Insurance

Designed with your well-being in mind, this insurance addresses the unforeseen event of accidental death during surgery. Concentrate on your preparation and recovery without the added weight of financial concerns.

Learn More

Birth Coverage Insurance

Meticulously crafted for expectant parents. In the rare event of a mother's passing during childbirth, we step in to alleviate financial burdens. Let us ease that strain, allowing you to focus on your family.

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Coming soon

We're constantly innovating, stay tuned for a new insurance product designed to bring peace of mind to a whole new area of your life.

Subscribe to our newsletter for the exclusive reveal.

For your Business

Employers & Associations

Group benefits innovative solutions for life’s unexpected moments.

Your employees feel valued with these unique benefits, and companies demonstrate genuine leadership and care.

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Insurance Companies & Brokers

Offer flexible solutions for temporary, specific needs, filling the gaps in existing coverage.

If you're an insurance professional looking to empower your clients, Samos can help.

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Healthcare

Streamline your practice and empower your patients with innovative insurance products. Samos offers tailored solutions to bridge coverage gaps and provide peace of mind for your patients, allowing you to focus on delivering exceptional care.

Get Started

How it works

Finding insurance protection for a scheduled medical procedure can be a difficult task. At Samos, we're working to make this quick and easy.

Get a non-obligation quote

Answer just 2 questions and choose your coverage amount.

1

2

Verify Your Account

There are no medical exams or phone calls. 99% of our customers find out their approval status immediately.

3

Digitally Sign & Pay

Pay online using credit or debit

and sign digitally.

Pay online using credit or debit and sign digitally.

Get Started

Individuals & Loved Ones

Get a Quote

Professionals & Businesses

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Accessible by Design

Here's how our team of data, research & insurance experts proudly develop insurance products, where innovation meets your protection needs.

Samos Blog

Learn more about Samos, Medical Procedures and more!

Life Insurance Statistics Canada 2024 | Samos

Find out how many Canadians have life insurance, what kind, and why. These 2024 life insurance statistics reveal local attitudes to this type of cover.

Compare Insurance | Samos

Compare various types of insurance offered by Samos and across the industry.

Understanding Anesthesia Risk | Samos

Many medical procedures involve some form of anesthesia which works and impacts risk differently.

Why Samos?

We fill specific needs left out by traditional insurance.

Others

Enhanced Accessibility

Samos uses advanced data and technology to streamline the insurance process, ensuring easy access, especially for those prepping for surgery. Traditional insurance may be complex, with high costs and strict requirements.

Cost-Efficiency and Financial Ease

Samos removes financial hurdles tied to boosting coverage for medical procedures. Traditional options may be costly, posing barriers for pre-procedure coverage.

Simplified Process and Increased Flexibility

Samos simplifies insurance, offering coverage without the stress. Traditional policies may have strict requirements and exclusions, complicating the process.

Others

Enhanced Accessibility

Cost-Efficiency and Financial Ease

Samos removes financial hurdles tied to boosting coverage for medical procedures. Traditional options may be costly, posing barriers for pre-procedure coverage.

Simplified Process and Increased Flexibility

Samos simplifies insurance, offering coverage without the stress. Traditional policies may have strict requirements and exclusions, complicating the process.

Testimonials

What matters most for us is your peace of mind.

Cam,
British Columbia

Your team's commitment to better insurance became abundantly clear during this particularly challenging time for me. Not only did you provide the insurance coverage I needed, but your support extended far beyond that.

Emily, Ontario

Emily,

Ontario

Knowing my family was protected lifted a huge weight when my doctor said there were risks..

This insurance truly made a difference when I needed it most.

Knowing my family was protected lifted a huge weight when my doctor said there were risks..

This insurance truly made a difference when I needed it most.

Bill,
Ontario

This insurance provided the peace of mind I needed for our family. It wasn’t just financial security; it was emotional support that you also provided during a difficult time. Thank you!